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As inflation has increased, seniors have to question whether they can afford to take care of their health or not. Luckily, the Inflation Reduction Act could help “millions of older adults by lowering the costs of medication drug prescriptions and extending Affordable Care Act insurance subsidies,” according to the National Council on Aging (NCOA). After the House & Senate passed the law, Joe Biden signed it to move forward on August 16, 2022.
The NCOA President and CEO Ramsey Alwin released a statement in approval of the health-related effects of the bill,
“The Medicare prescription drug provisions are of particular interest, as they will go a long way in making prescription drugs much more affordable for millions of older adults, including those with the lowest incomes for whom expensive medications are out of reach.”
What other Medicare prescription drug provisions are on the bill?
Price negotiation for 15 Part D drugs
Price negotiation for 15 Part B and Part D drugs
Price negotiation for 20 Part B and D drugs
While the bill lowers the costs of medications, it does not include provisions to improve access to home and community-based services. This can be a problem for seniors, as the costs of caregiving services are expected to continue to increase. In the next 30 years, long-term care annual costs are predicted to grow by 330% to $300,000 a year for an in-home caregiver, according to American Association for Long-Term Care Insurance. 1+1 Cares provides information on how to afford in-home care services while dealing with the increase in expenses.
1+1 Cares is a referral agency that works for clients and caregivers. We match caregivers with clients and inform them of your requirements. We work for you so you and your loved one can have a safe, enjoyable caregiving experience.
1+1 Cares by serving as a family’s caregiving concierge. 1+1 Cares is a unique platform that synergizes premium service, qualified caregivers, and affordable rates. By empowering families to make the right decisions, 1+1 Cares makes in-home care affordable and accessible. 1+1 Cares about you.
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